LivingOffTheMarket.com (LOTM) is a daily financial e-newsletter focused on stocks priced under $10 per share.

Our Mission: LOTM Buys Companies and Trades Stocks.

Our Philosophy: LOTM newsletter suggests owning the “Company” and trading the “Stock”.

Buying Companies: LOTM’s focus is to identify Small and Micro Cap Companies that are Niche Leaders in their industry, have above average growth or growth potential, are trading at a reasonable value, have a recurring revenue model and are financially self supporting. Generally these are companies with a market capitalization under $1.5 billion. Our analysis is based on company and industry fundamentals.

LOTM particularly screens for companies that are trading under $10.00 per share.

Our Focus List is called LOTM’s UNDER 10.

Trading Stocks: LOTM believes in owning companies and then trading around those positions – buying into additional shares during weakness and selling partial positions into a sharp price move higher. The same companies we own long term present us with our core trading opportunities. Technical analysis is employed. Emphasis is on price crossing moving averages, support and resistance lines, and accumulation/distribution indicators to help with Timing of buys and sells. In our Trading Stocks strategy we recommended a risk management tactic using Stop Losses.

LOTM High Dividend Payers: LOTM will also bring you high dividend paying companies that offer the opportunity for above average returns or growth in dividends over time.

LOTM Charity Donation: 10% of LOTM’s 2010 revenue will be donated to Sun in my Heart and Bridges to Learning; both Minneapolis based charities helping underprivileged children have an opportunity for education.